Comprehensive Property Manager Insurance by Atlanta Premiere Insurance Service

If you're engaged in any of the following activities in Georgia, it's crucial to have comprehensive insurance coverage:

• Renting or leasing residential properties to others
• Managing rental properties for clients
• Coordinating services for rental property owners (e.g., hiring or supervising maintenance)

In the property management industry, lawsuits are common. With proper insurance, your business can avoid significant risk. Clients also expect you to have appropriate insurance to protect their valuable assets. The right policy can compel clients to choose you as their property manager, showcasing your professionalism and dedication.

Typical Property Manager Insurance policies include:

Property Coverage: Protects the physical building and associated property.
General Commercial Liability: Covers legal claims of negligence leading to bodily injury or property damage.
Errors & Omissions Liability (Professional Liability): Protects against negligence claims or errors in your professional services.

Additional coverages often include:

• Rental Income Replacement
• Sewer Backup Coverage
• Tenant Damage Coverage
• On-Premises Pollution Coverage

Property Manager Insurance also shields you from negligence claims and damages through professional liability coverage. Commercial general liability insurance, typically on an occurrence basis, covers allegations of negligence causing injury or property damage. Errors & omissions coverage, usually provided on a claims-made basis, activates when a claim is made and reported within the policy period, typically one year, with annual premiums and deductibles per claim.